Don’t buy/give gift cards! Store bought Visa gift cards are unsafe!

Unless someone really wants a gift card like the ones in the photo, I would not recommend it! They’re unsafe and prone to hacking. I’ve been burnt twice now for over $600 with no recourse. I bought these because I wanted to pay off some bills with American Express. Because those providers didn’t take AMEX, I bought Visas to do it with. I left the cards sealed and unopened in my drawer figuring that I would just use them later.

The first time I ran into an issue was when I logged into the website and saw that my $500 gift card had only $2 on it! Turned out that somehow, it was used at Gamestop for $497.xx. I had no idea how that could’ve happened! The card was in my drawer and I had just opened it! I emailed the company to file a dispute and I got this response:

  
CONTENT SOLUTIONS COMPANY
Communication Update    Subject: charge dispute  Hello,   Our team is currently working on your Case CS2767575 and has the below update. Thank you for your patience with this matter.   Comments:
Hello,

As stated in your Account Agreement, account discrepancies are to be communicated to us no later than 60 calendar days after the transaction history was first made available to you. Unfortunately, we did not receive your inquiry within this time limit. We have no recourse to recoup these funds for you.

Therefore, we are unable to credit your account, thus closing this dispute. Although we are not able to assist you further, we urge you to pursue this matter directly with the merchant.

We appreciate your business and value you as a customer. If you have any questions about this matter, please contact our Customer Service Department at the number or website address listed on the back of your card. This inbox is used strictly to receive documentation, or information requested related to the disputes processes. We are unable to provide account or disputes updates and apologize for any inconvenience this may cause.

Thank you,
Customer Dispute Services
   Case Status Tracker (Resolved)    What Next? Our customer service team will reach out to you shortly regarding your issue.     Any Questions?   Click here to reply.                                                                      
 

Sure, I let the card sit in my drawer for a long time, but the card hadn’t expired. How did it get used!?

My best guess as to how the card got used: Their website sucks. Now, it has a little stupid check to see if you’re human – shows you a picture of a toy that you need to rotate and when you finally get it, you could check your cards – register the card to use online, check balance, etc. I think maybe the theft happened prior to this security measure was put in place. Maybe it wasn’t. Anyway, I think someone had a script that generated numbers against their website for CVV matches and return the gift card values.

I was unlucky. Hope you’re not next. If you must buy gift cards, definitely have a plan on using them. If someone gave you one, try to use it asap. Some ideas on how to use them – obviously, it’s best to get cash for them if possible. It’s possible, but not easy. I’ve traveled to different places where Walmart cashiers are oblivious and would sell money orders for them. Most Walmarts will not. I’ve also loaded a bluebird card with one as well. Unfortunately, none around me will do it. I think it’s just how lucky you are. The way I use the cards is by doing my regular spend and all of my bills. T-Mobile takes them, I’ve used them for my water bills and energy bills as well. It’s great that I could use them to the penny.

Hope this helps!

By the way, if you’ve been screwed like me and think this is worthy of a class action lawsuit, please let me know and I would love to join.

Samsung Refrigerators are pieces of shit!

If you’re considering a new fridge, don’t buy a Samsung! We bought it because we thought it looked good. Also, it was about $1500. Not cheap. We didn’t think that an expensive fridge would be of such poor quality. I should’ve decided based off one of the reviews I read. Since there were relatively few of the same review, I didn’t think this problem would happen to me. Boy was I wrong! The fridge I got was a piece of crap! It worked for just over a year, just for it to go out of warranty and had to be fixed.

The vegetable boxes (crispers) were getting filled with water! Whatever food we had there got wet. If there was packaging, the water would seep through the packaging. The wife used paper towels and sponges and towels to absorb the water. As shown in the picture below, the water that made it out of the crisper into the fridge would become ice. It was a total nightmare!

I fixed it using a YouTube video. Here are a few I watched.

I have not tried draining the water in the back. I will junk the fridge before going through that pain!

We bought the Samsung RF18HFENBSP fridge 12/5/2016. The crispers filled with water around 1/15/2017. I cleared the ice out of the back of it and drain around that time. It filled up again around May 2018.

I tried calling Samsung technical support and they were almost utterly useless. They offered to pay for the parts, but not the labor for repair. In this episode of CBC Marketplace (Canadian show), the woman is persistent and gets Samsung to fix it free.

Around the end of the year, January 2019, we decided on a last ditch effort to save the fridge. If this didn’t work, we would give up and junk it. We decided to clear out the fridge and the freezer for 2 days. Just let all of the water out and it totally flooded the kitchen. We were prepared for it – we left towels all over to make sure that the water didn’t go anywhere we didn’t want it to go.

Hopefully it fixed it, but I think the problem will probably come back again. I’ll post the status in a few months.

Please post in the comments section below if you have any ideas or experience. Would love to get some help on this.

Thanks!

asinine espn bar management

Hmmm … So, we went to the ESPN bar on the Boardwalk Disney in Orlando and expect just some typical bar food and a drink before going home and back to bed just after midnight last Thursday evening and we got probably the worst service ever.

The greeting we got something to the tune of there is no food service. You can only order drinks. At first, we were thinking about just leaving, but then decided what the heck. We might as well. So, one guy asks what some of the beers were. The waiter says, “it’s a beer”. He couldn’t give a better description for any of the beers! One guy orders a Jamison neat (no water, no ice). What’s is that? Shouldn’t you know if you’re a waiter? Oh well. No big deal.

I order the “Zone” drink, but asked for a shot of rum in in. I got the drink without rum in it. The person next to me ordered a milk shake. She got a drink with cream and shaved ice. Another guy ordered 2 drinks. He ordered the Zone and a beer. When he asked what kind of beers they were (menu just had names on it), the waiter responded with something like “it’s a beer.” When the drinks came, he just got the beer. When he asked for the waiter to get his other drink, the waiter said, “no, you didn’t [order the 2 drinks]” and he added that he couldn’t go back because the bar was closed and that the bartender was pissed that he even took the order.

When the check came, I was charged 6.50 for the rum. We called the waiter back and told him this and told him that there wasn’t rum and that he could taste it if he wanted to. He declined to taste it. He then brought his manager. The manager then argues with me and says that the recipe called for rum. The drink was special order – it wasn’t even on the menu! How could they have a recipe!?

The waiter said i should’ve told him there was a problem with my drink before the check came, but the bar was closed immediately after drinks were served! What was he going to do? Go back to the bar!? He told us that he couldn’t do that!

Later, the manager said that he was willing to take the drink off, but that we couldn’t tell him that he didn’t make the drink right while neither of them were willing to taste the drink.

They just took off the $6.50. They didn’t take off the whole drink like they said. They also charged an 18% gratuity as well!

So atop of that, we had to pay a very undeserved 18%!